R4: Compensation & Benefits Summary

R4 Incorporated strives to offer a competitive compensation and an attractive benefits package. R4's benefits strategy is to provide quality and choice for you and your family.

This Benefits Summary is a guide to familiarize prospective employees with our organization. This Benefits Summary is not intended to take the place of more detailed benefit plan documents. In the event of conflict with those plan documents, such documents will be deemed controlling. Specific questions about the contents of the Benefits Summary, R4's policies or R4's benefits should be directed to Human Resources Department.

Leave Policy

R4 Incorporated values the efforts that employees put into their work, and recognizes the importance of leave time. For this reason, R4 provides paid leave for the following:

• Vacations: Employees accrue time at a standard rate each pay period.
• Holidays: R4 recognizes all major government holidays
• Sick/Personal Time: Employees accrue time at a standard rate each pay period

401K Profit Sharing Plan

R4 Inc. offers a 401K Plan for all of our employees. You are eligible to sign up when you begin working for R4.

Holiday Policy

All regular full time CONUS employees receive paid holidays per year, which normally consist of the following:

Health Insurance

Hospitalization/Major Medical and Prescription coverage is available to all regular full time R4, Inc. employees and their dependents under a group policy. These programs include :

• Medical: Carefirst Blue Cross/Blue Shield-Blue Preferred is our provider of NATIONWIDE hospitalization/Medical and Prescription coverage.
• Prescription: Carefirst Blue Cross/Blue Shield-Blue Preferred is our provider of NATIONWIDE hospitalization/Medical and Prescription coverage.
• Dental: Carefirst Blue Cross/Blue Shield-Blue Preferred is our provider of NATIONWIDE hospitalization/Medical and Prescription coverage.
• Vision: Carefirst Blue Cross/Blue Shield-Blue Preferred is our provider of NATIONWIDE hospitalization/Medical and Prescription coverage.

Pet Insurance

Veterinary Pet Insurance (VPI) offers R4 employees a discounted program.

Life Insurance/AD&D

Lincoln Financial is our current Life & AD&D Insurance provider. A life & AD&D insurance policy is carried on all CONUS and OCONUS, full-time R4, Inc. employees at the company's expense. You may purchase additional voluntary life and/or add coverage (for employee only), at the employee's expense.

Flexible Spending Account

A Flexible Spending Account is a program that the Federal Government allows your employer to sponsor. It enables you (the employee) to save federal, state and Social Security (FICA) taxes on the money you use to pay for eligible expenses. The tax savings will increase your take-home pay.

New Jersey Manufacturers Insurance

If you working/residing in New Jersey, you can apply for auto insurance with New Jersey Manufacturers. NJM provides high quality insurance at premium value to R4 employees.

AFLAC Supplemental Policies

American Family Life Assurance Company of Columbus (Aflac) is supplemental insurance. Aflac's policies are not intended to replace/change your major medical coverage or other insurance currently offered through R4. Aflac pays you cash benefits to help off set expenses. Benefit payments made to policyholders are based on services received. Aflac does not coordinate with other insurance so that benefits received are in addition to any other insurance coverage. Aflac supplemental policies are optional coverage and employee will pay for this benefit. Aflac enrollment packages are available upon request.

PLUM Benefits

We are pleased to announce that, as an employee of R4 Incorporated, you now have access to exclusive employee entertainment benefits. From theater and dance to sports and comedy, you can use your new employee benefit to save time and money when ordering tickets for great seats to the hottest events in town! We are happy to be able to provide this valuable service to our employees.